Pick n Pay - Latest circular - South Africa
Pick n PayLatest circular, valid until 1 November 2026

Quick answer: The Smart Shopper card is the loyalty card of Pick n Pay, and sources describe a fully digital, card-free membership through the app, so you may not need a plastic card at all. A card or the app links your purchases to your account so Smart Price discounts apply and points accrue. We could not verify current registration steps, so use the in-app instructions. To register or replace a card, use the official app or a Pick n Pay store, never a link in an unsolicited message. To check points, log in to the app. Earn rates conflict across sources, so check the current terms for 1 point per R1 or per R2.

Last updated: October 2026. Facts come from Pick n Pay investor media and a third-party guide as summarised in search results; earn rates conflict and the guide is not official. We have not tested the registration process. Worked numbers are invented.

Background: from plastic to digital

When loyalty programmes began, a plastic card with a barcode was the only way to identify members at the till. Smartphones changed that: a digital card inside an app does the same job and is harder to lose. Pick n Pay's Smart Shopper allows completely digital membership, so many shoppers now scan their phone instead of carrying a card. The plastic card still exists and may be preferred by those without smartphones or data. In 2025 the group merged the loyalty app with its delivery app, so the digital card sits alongside the catalogue and ordering features.

Checkers - Latest circular - South Africa
CheckersLatest circular, valid until 1 November 2026

The card is the key to personalised discounts. Without it, you pay the standard price on items with Smart Price offers. With it, you also build a purchase history that the retailer uses to tailor offers. That is the privacy trade-off. The card also carries points, which can be redeemed for cash-back or other benefits, though the earn rate is reported inconsistently across sources. Keep your account details secure, as points and personal information are tied to it. If the Pick n Pay offers are not quite what you need, it is worth comparing them with the latest Checkers catalogue before you decide.

Registering, replacing and checking

To register, install the official app, choose to join, enter your details, verify with the one-time code and accept the terms after reading them. Your digital card appears in the app. If you prefer a plastic card, ask at the customer service desk or a till in store. To replace a lost card, log in to the app and use the account options, or ask in store; you will probably need to verify your identity. Report lost cards promptly to prevent misuse of your points. To check your points, open the app and look at your balance and history.

Check your slips against the app. If a purchase did not credit points, contact support within a reasonable time with the slip. Keep your phone number and email up to date, so that you can receive verification codes. On invented numbers, a household earning 1,500 points a month (at 1 point per R2 on R3,000 of spending) and redeeming 100 points per R1 gets R15 a month. Smart Price discounts matter more. Review your points regularly, so they do not lapse if there is an expiry, and use them when it makes sense.

TaskHow
RegisterOfficial app or in store
Replace a lost cardLog in to the app or ask in store
Check pointsIn the app's balance and history
Fix a missing creditContact support with your slip

Consumer tips and privacy

Do not share your card number, one-time codes or password. Fraudsters sometimes use stolen loyalty accounts to redeem points. Use a unique password, and enable two-factor authentication if offered. Beware of messages promising free points or vouchers via links. Under the Protection of Personal Information Act, you can ask what data is held, correct it and opt out of direct marketing.

Under the Consumer Protection Act, prices must not mislead. If the app shows a Smart Price that is not honoured at the till, show the screenshot to the manager. Compare the programme with others, such as Shoprite's Xtra Savings, and use whichever gives the best price for your basket. If you decide to stop using the programme, redeem your points, delete the app and ask the company to remove your data. A card is a tool; use it to pay less for what you need, and keep your data safe.

Frequently asked questions

Do I still need a plastic Smart Shopper card?

Sources describe a fully digital option via the app; confirm in the app.

How do I check my points?

Log in to the app and view your balance and history.

What if I lose my card?

Report it and request a replacement through the app or in store.

Sources

  • Pick n Pay investor media: Pick n Pay Smart Shopper innovates with new digital platform; third-party Smart Shopper guide (as summarised)
  • Protection of Personal Information Act; Consumer Protection Act